Pay raise calculator
See what a raise really adds to each paycheck, after every tax, in any state.
Estimate with 2026 federal rules and each state's latest published rates, not tax advice. Calculated in your browser: nothing you type is sent anywhere.
Your raise adds, per paycheck
+$55.63
+$1,446 a year after taxes: you keep 80% of the $1,800 raise.
| Line | Before | After |
|---|---|---|
| Gross pay | $60,000 | $61,800 |
| Federal income tax | −$5,020 | −$5,236 |
| Social Security and Medicare | −$4,590 | −$4,728 |
| Take-home a year | $50,390 | $51,836 |
| Per paycheck | $1,938.07 | $1,993.70 |
How much of a 3% raise you keep
Single filer, 2026 rules. Each cell is the extra take-home per year and the share of the raise it represents.
| Salary | Raise | Texas | California | New York |
|---|---|---|---|---|
| $40,000 | $1,200 | $964 (80%) | $901 (75%) | $894 (75%) |
| $50,000 | $1,500 | $1,205 (80%) | $1,096 (73%) | $1,118 (75%) |
| $60,000 | $1,800 | $1,446 (80%) | $1,315 (73%) | $1,341 (75%) |
| $75,000 | $2,250 | $1,583 (70%) | $1,374 (61%) | $1,452 (65%) |
| $100,000 | $3,000 | $2,111 (70%) | $1,793 (60%) | $1,934 (64%) |
| $150,000 | $4,500 | $3,076 (68%) | $2,599 (58%) | $2,810 (62%) |
| $200,000 | $6,000 | $4,419 (74%) | $3,783 (63%) | $4,065 (68%) |
How the calculator works
- New salary = current salary × (1 + raise %).
- Both salaries go through the same 2026 federal brackets, Social Security, Medicare and state rules as the paycheck calculator.
- The raise you keep is the difference in take-home pay, per year and per paycheck.
Frequently asked questions
How much is a 3% raise on $60,000 after taxes?
A 3% raise on $60,000 is $1,800 a year before tax. A single filer keeps $1,446 of it in Texas ($55.63 more every two weeks) and $1,315 in California ($50.58 more every two weeks), with 2026 rules.
Can a raise push me into a higher tax bracket and lower my take-home pay?
No. A higher rate applies only to the dollars above the bracket line, never to the rest of your pay. A single filer going from $66,000 to $69,300 in Texas crosses into the 22% bracket and still takes home $2,372 more a year.
How do I calculate a percentage raise?
Multiply your salary by 1 plus the raise: $60,000 × 1.03 = $61,800. The calculator then runs both salaries through the same tax rules and shows the difference per paycheck and per year.
Why do I keep less of my raise than of the rest of my salary?
Your raise is taxed at your top rate, your salary at a mix of lower ones. On $60,000 in California, 20.0% of pay goes to taxes overall, but 26.9% of the raise does.